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Open a Platinum Savings account today.

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We're here to help you on your financial journey.

CIT Bank offers a diverse range of ownership options for personal savings, CDs and eChecking accounts, including individual, joint, custodial and revocable trusts. We offer competitive rates, easy access to your accounts through online banking and a mobile app, and a customer service team ready to answer your questions.

CIT Bank is a division of First Citizens Bank. First Citizens has a reputation for financial strength, exceptional customer service and prudent lending that spans 125 years. Over those years, First Citizens has delivered sustained growth, demonstrating stability and resilience while adapting to changes in the business environment along the way. Learn more

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Looking to buy a home? We are prepared to help with a home financing option that's right for you.

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Let us help guide you on your savings journey. Learn about our account types, check out some smart savings strategies, and see what we're doing to protect your money.

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Resources

Find the answers to frequently asked questions, learn how to contact us, or explore our services. All this and more can be found under resources.

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Member FDIC

Your money is safe and sound.

First Citizens Bank and Trust Company (FCB) is a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are insured up to $250,000 per depositor, for each account ownership category. Deposits held under the names of First-Citizens Bank and Trust Company and all banks which are a division of FCB are not separately insured. Deposits from each of these banks must be combined for purposes of determining whether a depositor has exceeded the federal insurance deposit limit.

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  1. APY — Annual Percentage Yield is accurate as of July 1, 2026. $1,000 minimum deposit is required to open the account. A penalty may be imposed for early withdrawal of principal. See Fee Schedule and Agreement for Personal Accounts for details.
  2. APY — Annual Percentage Yield is accurate as of July 1, 2026. Interest Rates for the Savings Connect Account are variable and may change at any time without notice. See Fee Schedule and Agreement for Personal Accounts for details.
  3. APY — Annual Percentage Yield for the 18-Month CD is accurate as of July 1, 2026. $1,000 minimum deposit is required to open the account. A penalty may be imposed for early withdrawal of principal. See Fee Schedule and Agreement for Personal Accounts for details.